Haryana government has launched Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana. Subsequently, govt. will provide an insurance cover of Rs. 1 lakh in case of accidental death and disability. Accordingly, this “Accident Insurance Scheme” will provide financial assistance to the people in case of fatal accidents.
This accidental insurance is absolutely free of cost. Henceforth, eligible beneficiaries will not have to pay any insurance premium or consideration of any type.
Durghatna Sahayata Yojana is going to cover all the residents of Haryana who are not enrolled /eligible for Pradhan Mantri Suraksha Bima Yojana (PMSBY).
Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana 2020-2021
Dr. Syama Prasad Mookerjee Durghtana Sahayata Yojana was launched w.e.f. from 01.04.2017. The scope of coverage under the new scheme is limited to those Haryana domiciles and residents of Haryana who are/were not able to avail benefit under Pradhan Mantri Suraksha Bima Yojana whether due to non enrollment or otherwise . The benefit admissible under the Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana will be Rs. 1.00 lakh.
Eligibility Criteria for Accident Insurance Scheme in Haryana
Here is the complete eligibility criteria to avail assistance under Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana 2020-2021:-
- Any person in the age group of 18 to 70 years.
- Domicile of and a resident of Haryana is eligible under the scheme
- Person must not be enrolled at the time of accident under the Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Benefit under Dr. Shyama Prasad Mookerjee Durghatna Sahayata Yojana
Accidental Death – Rs. 1,00,000
Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or foot due to accident. – Rs. 1 Lakh.
Dr Shyama Prasad Mukherjee Durghatna Sahayta Yojna Form
All the interested applicants who wants to apply for accidental insurance scheme in Haryana can now fill Dr Shyama Prasad Mukherjee Durghatna Sahayta Yojna Form. Here is the direct link – https://saralharyana.gov.in/viewServiceApplicationForm.do?serviceId=12700007&tempId=4356&templStatus=243&state=6&backButtonUrl=&OWASP_CSRFTOKEN=J5BY-8S04-OK6A-A3CS-WIM3-FPGX-MRFM-N9Z8
The Dr Shyama Prasad Mukherjee Durghatna Sahayta Yojana registration / application form will appear as shown below:-
Salient Features of Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana
The important features and highlights of accidental insurance scheme are as follows:-
- This accidental insurance scheme will provide an insurance coverage of Rs. 1 lakh in case of accidental death and disability.
- Subsequently, there is no premium or consideration for all eligible beneficiaries of Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana 2020.
- All the Hayana domicile / residents who are not eligible to take benefits of Pradhan Mantri Suraksha Bima Yojana due to non-enrollment or otherwise can apply for this scheme.
- Moreover, all the people in the age group of 18 to 70 years can avail the benefits of this scheme provide person must not have enrolled for PMSBY.
- Furthermore, people must apply for claim before 6 months of death or 12 months from date of accident.
Previously, Pradhan Mantri Suraksha Bima Yojana (PMSBY) provides an insurance cover of Rs. 2 lakh as assistance for accident with premium amount of Rs. 12. Accordingly, those people who are unable to pay the annual premium or not enrolled in that scheme can avail the benefits of this scheme. However, the compensation / assistance amount is reduced to Rs. 1 lakh under Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana.
Conditions for Claims in Dr. Syama Prasad Mookerjee Durghtana Sahayata Yojana
All the claims made after 6 months of death or 12 months from accident date (whichever is earlier) will not get entertained. This scheme will ensure social security of the families whose family members die due to accident.
In addition to this, people who have applied for this scheme cant make claim for this insurance in case of natural death. To avail the benefits of Dr. Shyama Prasad Mukherjee Durghatna Sahayata Yojana, the family of the victims can apply for financial assistance at the office of District Social Welfare officer.
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