Jharkhand Krishi Rin Mafi Yojana Portal Registration / List at jkrmy.jharkhand.gov.in. Jharkhand Farm Loan Waiver Scheme 2021 (झारखण्ड कृषि ऋण माफी योजना) has been launched by the Jharkhand state government on 1 February 2021. In Jharkhand Krishi Rin Mafi Yojana, the state govt. will waive loans of farmers upto Rs. 50,000 per farmer. CM Hemant Soren has allocated a provisional sum of Rs. 2,000 crore for this Farmer Loan Waiver Scheme. To avail the crop loan waiver scheme benefits, farmers will have to make Jharkhand Krishi Rin Mafi Yojana online registration and login at the official website.
All those people who are applying at jkrmy.jharkhand.gov.in for Kisan Karz Mafi Yojana would be able to check their name in Jharkhand Kisan Karj Mafi Yojana. The crop loan waiver of Rs. 50000 would ease the burden of debt on the shoulders of farmers. It would allow them to lead a life of dignity and honour. Moreover, if the name of the farmer does not appears in the Jharkhand Krishi Rin Mafi Yojana List, then he / she can make registration online.
Jharkhand Agriculture Loan Waiver Scheme Latest Update
Jharkhand government on 17 June 2021 (Thursday) said it has waived off loans worth Rs 980 crore of 2.46 lakh farmers in the state so far and is committed to their welfare. Chief minister Hemant Soren on completion of one-year of his government on 29 December 2020 had officially announced the farm loan waiver scheme. In the first phase, the government has decided to waive farm loans up to Rs 50,000.
The state government is committed to loan waiver of the farmers. Jharkhand Agriculture Loan Waiver Scheme is one of the important schemes of our government. This scheme has brought happiness on the face of those farmers who were under debt. Jharkhand government had announced loan waiver in the budget and work is on to take the scheme forward.
The government has waived off loans of 2,46,012 farmers so far. A total amount of Rs 980.06 crore has been given in the loan waiver of farmers. Banking correspondents will also be engaged to expedite the scheme and urged farmers to link their accounts with Aadhaar by visiting banks.
The state govt. is even set to replace PM Kisan Bima Yojna with the state’s own Fasal Rahat Yojana (to be launched) and has earmarked Rs. 100 crore for this scheme. In this article, we will tell you about the complete details known till date about the Jharkhand Farm Loan Waiver Scheme, Fasal Rahat Yojana for farmers as well as the unemployment allowance scheme for youths.
Jharkhand Krishi Rin Mafi Yojana – Farm Loan Waiver Scheme 2021
Thus the state govt. has started Jharkhand Farm Loan Waiver Scheme namely Krishi Rin Mafi Yojana 2021. Now let us describe the process to register and other things in details
Jharkhand Krishi Rin Mafi Yojana Registration & Login at jkrmy.jharkhand.gov.in Portal
Here is the complete process to make Jharkhand Krishi Rin Mafi Yojana Registration & Login:-
STEP 1: Firstly visit the official website of झारखण्ड कृषि ऋण माफी योजना at https://jkrmy.jharkhand.gov.in/default?lb=en
STEP 2: At the homepage, click at the “Beneficiary Registration” tab present in the main menu as shown below:-
STEP 3: Direct link – https://jkrmy.jharkhand.gov.in/BeneficiaryRegistration?lb=en
STEP 4: Afterwards, the Jharkhand Krishi Rin Mafi Yojana online registration form will appear.
STEP 5: Applicants will have to enter all the details asked accurately and upon filling the information, the beneficiary would get registered.
STEP 6: Afterwards, candidates can click at the “Login” tab present in the main menu of the Jharkhand Kisan Karj Mafi Yojana portal at jkrmy.jharkhand.gov.in to open the page as shown below:-
As the applications are invited through Common Service Centres (CSCs) or banks or other modes, so it must be selected. Then username and password must be entered to make Login.
Eligibility Criteria of Jharkhand Kisan Rin Mochan (Loan Maafi) Yojana
Here is the complete eligibility criteria for Jharkhand Farm Loan Waiver Scheme 2021:-
- Candidates must be a permanent resident of Jharkhand state.
- Applicant seeking loan waiver from Jharkhand govt. must be a ryot – farmer who perform agricultural activities on their land on their own. Even non-ryots i.e farmers who perform agricultural activities on other’s land are included.
- Farmer must be at-least 18 years of age.
- Applicant farmer must possess a valid aadhaar number.
- Farmer must be a valid ration card holder in the Jharkhand state.
- Only 1 farmer from a family who has taken crop loan would be eligible.
- Applicant must be a Kisan Credit Card (KCC) holder.
- He must have taken short term loans from banks for farming and related activities only.
- Jharkhand farm loan waiver scheme only covers those farmers who had availed loans from banks till 31 March 2020.
- Only those farmers having valid proof of taking loan (loan documents) of the banks would be eligible.
- Rest eligibility criteria is mentioned in the figure below.
List of Documents for Jharkhand Kisan Karz Mafi Yojana
The farmers will have to submit their ration card and Aadhar numbers linked to banks to which the loan amount will be transferred under direct benefit transfer upon completion of KYC in concerned bank branch and verification on mobile phone. The farmers have to provide their mobile number and Re 1 token money with the application.
Jharkhand Kisan Karj Mafi Yojana List 2021 at Portal
As of now, farmers who have linked their Aadhaar cards with their bank accounts will get the benefits. The state govt. of Jharkhand is going to cover 9 lakh farmers. While 6 lakh farmers have their bank accounts seeded with Aadhaar cards, the identification and seeding of the remaining three lakh farmers are underway. The scheme is online and covers those farmers who had availed loans from banks till 31 March 2020.
According to the plan, details of the farmers, their loan amounts and the bank branches concerned will be uploaded on a portal developed by the National Informatics Centre. Based on the portal, deputy commissioners of all districts will be asked to identify the farmers and verify their identities and claims. The waiver will be extended to one person from a household. Once their credentials are verified, the farmers will need to deposit Re 1 as a security fee at the nearest Pragya Kendra (common service centre) or their parent branch.
File Your Complaint on Krishi Rin Mafi Yojana Portal in Jharkhand
Here is the direct link where you can file your complaint online with the grievance cell of the Jharkhand Krishi Rin Mafi Yojana – https://jkrmy.jharkhand.gov.in/GrievanceCell?lb=en
Jharkhand Krishi Rin Mafi Yojana Helpline Number
| Name & Designation | Email id | Phone Number | Address |
| Smt. Nisha Uraon Singhmarr, IRS Director Cum Nodal Officer, Jharkhand Krishi Rin Maafi Yojna(JKRMY), Directorate of Agriculture, Department of Agriculture, Animal Husbandry and Co-operative, Government of Jharkhand |
directoragriculturejh@gmail.com | 0651-2233549 | 1st floor, Krishi Bhawan, Kanke Road Ranchi- 834008 |
| Shri Pradeep Kumar Hazari Special Secretary cum Adviser, Department of Agriculture, Animal Husbandry and Co-operative, Government of Jharkhand |
advisercell@gmail.com | 0651-2490024 | 1st Floor Nepal House, Doranda, Ranchi-Jharkhand PIN: 834002 |
| Shri Sunil Kumar Sinha Additional Secretary, Department of Agriculture, Animal Husbandry and Co-operative, Government of Jharkhand |
agrisoil123@gmail.com | 0651-2490024 | 1st Floor Nepal House, Doranda, Ranchi-Jharkhand PIN: 834002 |
| Md Jawed Anwar Idrishi Deputy Secretary, Department of Agriculture, Animal Husbandry and Co-operative, Government of Jharkhand |
usec003@gmail.com | 0651-2490024 | 1st Floor Nepal House, Doranda, Ranchi-Jharkhand PIN: 834002 |
Source / Reference Link: https://jkrmy.jharkhand.gov.in/Contact?lb=en
Official Launch of Mukhyamantri Krishi Rin Mafi Yojana
On 1 February 2021, Jharkhand government has formally started rolling out its promised farm loan waiver scheme intended to provide financial relief to the state’s small and marginal farmers. The scheme titled, Mukhyamantri Krishi Rin Mafi Yojana, was launched by agriculture minister Badal Patralekh in the afternoon. The scheme was announced by chief minister Hemant Soren in December last year and aims to benefit nearly 9 lakh small and marginal farmers of the state. A sum of Rs 2,000 crore has been allocated for the purpose. The Jharkhand Krishi Rin Mafi Yojana Sanction Letter can be checked through the link – https://jkrmy.jharkhand.gov.in/LetterPDF/Letter_-28_Dt-07-01-2021_Rin_Mafi_Santion_letter.pdf
1st Beneficiary of Jharkhand Farm Loan Waiver Scheme 2021
Molindra Besra (45), a farmer based in Tarabahal village in Karmatand block of Jamtara, was the first beneficiary. Besra, who had sown vegetables and mustard in his fields two years ago, had availed a bank loan of Rs 91,000 but landed in a tough spot after drought damaged his crops. On 1 February 2021, the state government waived off Rs 50,000 from his loan. He will now have to pay just the remaining amount of Rs 41,000.
Speech at Jharkhand Kisan Karj Mafi Yojana Inauguration
Jharkhand Farm Loan Waiver Scheme 2021 Inauguration occurs at Ranchi’s Ramkrishna Mission Ashram’s auditorium. Badal Patralekh said, “It is a momentous occasion and the scheme will help the farmers. One farmer was given the benefit as a token disbursement. With the financial year set to close in 50 days, we have to provide benefits to as many farmers as possible.” The objective is to disburse loan waivers worth Rs 1,000 crore in the next 60 days.
Cabinet Approval of Jharkhand Kisan Karj Mafi Yojana
The Jharkhand government in a cabinet meeting on Wednesday decided to waive all agriculture and farm loans up to Rs 50,000, benefiting about 9.07 lakh farmers in the state. The government has got Rs 2,000 crore budgetary sanction for the Jharkhand Kisan Karj Mafi Yojana in the current fiscal.
Announcement of Jharkhand Krishi Wrin Maafi Yojana
Jharkhand Budget 2020-21 was presented in the state assembly at an estimated cost of Rs. 86,370 crore. The revenue and capital expenditure was estimated at Rs. 73,316 crore and Rs. 13,054 crore respectively. Around 75% of total Jharkhand population depends on agriculture and allied activities. The state govt. of Jharkhand is determined for the development of people associated with farming sector. So, the state government had announced to start Jharkhand Krishi Wrin Maafi Yojana.
Jharkhand Krishi Rin Mafi Yojana Cut Off Date
Jharkhand government has decided to start a short-term farm loan waiver scheme for farmers whose income share goes in repaying farm loan. In the 1st phase of Jharkhand Krishi Rin Mafi Yojana 2021, farm loans upto Rs. 50,000 will be waived. The state govt. has earmarked Rs 2,000 crore for Jharkhand Farm Loan Waiver Scheme for farmers in the state. Around 6 lakh farmers in the state with loans upto Rs. 50k will get waivers under Jharkhand Kisan Karj Mafi Yojana.
Cut Off Date – The amount against loan sought till 31 March 2020 will be transferred to bank accounts of loanee farmers through DBT. The state govt. is considering 1 person from each family after charging them a token amount of Rs. 1.
Number of Beneficiaries for Jharkhand Kisan Karj Mafi Yojana
As per an estimate, there are around 12.98 lakh farmers in the state having bank accounts with dues worth Rs. 5,800 crore is outstanding. Out of the total accounts, around 9 lakh are active and others are inoperative. Of the active accounts, the state govt. of Jharkhand expects that 7 lakh farmers would be benefited by the Jharkhand Kisan Karj Mafi Yojana.
Aadhaar Enabling of Crop Loanee
A state-level committee has been formed under the Agriculture Minister to which Crop loanee data have been submitted. Various banks have been asked to complete Aadhaar enabling of crop loanee to get benefits of Jharkhand Farm Loan Waiver Scheme. So far 6 lakhs Aadhaar cards have been enabled out of 12 lakh loan accounts. The department is building a web portal for the purpose. Loan waiver was one of the poll planks of both the Congress and JMM ahead of the Assembly election.
References
Frequently Asked Questions – https://jkrmy.jharkhand.gov.in/FAQ?lb=en
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